DocsGenie Research · 2026

Contract Lawsuits Rose 63% in Five Years. Here's Where America Fights Over Contracts

A 35-state analysis of contract lawsuits per 1,000 businesses. Who leads, who's surging, and what it costs. From DocsGenie Research.

4.6M
Contract cases filed in 2024, states analyzed
+63%
Growth in filings over five years
29 of 29
Full-data states where filings rose
3,359
Maryland's rate per 1,000 businesses — highest

Every business runs on contracts, and when those contracts break down, the dispute often ends up in court. Yet there is surprisingly little public data on where contract litigation happens. Court systems publish caseloads in fragments, raw filing counts simply favor the biggest states, and almost no one divides those counts by how many businesses a state has.

DocsGenie Research set out to close that gap. We obtained incoming contract case filings from state court systems through the National Center for State Courts, then normalized them against each state's business base to produce one comparable measure: contract filings per 1,000 businesses.

Tracked back to 2020, the same data shows many things. These include where disputes concentrate today and where they are accelerating.

Across the states in this analysis, roughly 4.6 million contract cases were filed in 2024, up 63% in five years. What follows is the full ranking, the five-year trend, the cost context that determines what a dispute is worth, and eight deeper findings, with sources and methodology laid out in full.

In brief

Key findings

Maryland leads the country

At 3,359 filings per 1,000 businesses, Maryland isn't just first, it’s a true outlier. It runs 4.8× the typical state and 1.7× the next-highest. Its District Court funnels enormous volumes of landlord/tenant and debt cases.

Litigation is climbing everywhere

Filings rose 63% from 2020 to 2024 across the states with full data, and every one of them increased. The trend shows a broad, durable rise rather than a one-off spike.

Normalization reshuffles the map

Once you divide out raw size, small states like Nevada, Nebraska, and Rhode Island rank far higher than their headline counts suggest, while giant Texas and Florida sit mid-table.

Volume isn't value

A state's filing rate has essentially no relationship to its lawyer wages, likely because of the nature of the cases. Many are high-volume debt and eviction filings, not big-ticket commercial litigation.

New York, properly mapped, is mid-pack

New York's literal 'contract' court line understates reality roughly 24-fold; re-bucketed to the national definition it reaches 364,412 filings, landing near Texas and Pennsylvania.

The map

Contract disputes, state by state

Filings per 1,000 businesses. Grey states don't report to the NCSC. Toggle the metric; hover for detail.

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Part I · Rankings

The rankings

Raw filing counts are almost useless for comparison: a big state files more of everything. To make states comparable we divide incoming contract cases by the number of business establishments in each state, giving contract filings per 1,000 businesses. Because the latest business counts are from 2022, we report two cross-sections against that same 2022 base. A year-matched view (2022 filings) and a current-volume view (2024 filings), so the difference between them is pure filing growth.

The ranking is stable at the top but not static. Maryland leads both cross-sections by a wide margin. New Jersey is the notable climber, rising from fifth in 2022 to second in 2024 on fast filing growth. The distribution is heavily right-skewed. A handful of states sit far above a long, gentle tail which is why the map uses binned color rather than a linear scale.

In the chart below, you can see the filings per 1,000 businesses and the filings per 1,000 population. Generally, it tracks closely. The rate of filing per 1,000 businesses is similar to the rate of filing per 1,000 population, but not always. Rhode Island is an exception and so is Wyoming.

Contract filings per 1,000 businesses, top 12 states (2024)
Maryland3,359
New Jersey1,936
Nevada1,922
Georgia1,750
Nebraska1,702
Kentucky1,571
Indiana1,541
Alabama1,508
Arizona1,407
Missouri1,380
Rhode Island1,317
Utah932

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All ranked states: contract filings per 1,000 businesses, 2020–2024
#StatePer 1k bizPer 1k pop202020245-yrCAGR
1Maryland3,35976.6353,467478,536+35%7.9%
2New Jersey1,93648.4268,293459,722+71%14.4%
3Nevada1,92245.170,285146,844+109%20.2%
4Georgia1,75040.4250,952452,281+80%15.9%
5Nebraska1,70247.878,61495,857+22%5.1%
6Kentucky1,57132.0100,288146,924+46%10.0%
7Indiana1,54134.2112,116236,926+111%20.6%
8Alabama1,50830.7109,505158,423+45%9.7%
9Arizona1,40729.8148,846224,940+51%10.9%
10Missouri1,38034.0142,208212,253+49%10.5%
11Rhode Island1,31735.030,73738,831+26%6.0%
12Utah93224.962,14387,310+40%8.9%
13Michigan89720.2112,782204,460+81%16.0%
14North Dakota80425.414,56220,190+39%8.5%
15District of Columbia77426.7—18,471——
16New Mexico75115.8—33,666——
17Delaware74220.621,08421,665+3%0.7%
18New York*67418.3—364,412——
19Pennsylvania66815.895,592205,411+115%21.1%
20Texas66614.0242,938437,823+80%15.9%
21Wyoming65425.9—15,164——
22Connecticut55013.423,03649,078+113%20.8%
23Iowa46612.125,42538,976+53%11.3%
24Massachusetts3599.228,34065,741+132%23.4%
25Wisconsin3247.938,88346,806+20%4.7%
26Alaska3149.45,3146,942+31%6.9%
27South Carolina2996.625,89636,097+39%8.7%
28Florida2907.9132,828183,643+38%8.4%
29Puerto Rico2754.26,96513,576+95%18.2%
30New Hampshire2697.57,27410,570+45%9.8%
31Illinois2546.5—82,034——
32Maine2206.86,3649,519+50%10.6%
33Vermont1916.23,5703,987+12%2.8%
34Idaho1464.2—8,337——
35Minnesota1403.711,64521,656+86%16.8%

* New York, mapped from its own court data to the national definition.

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Part I · The trend

Five years of growth

The five-year picture is unambiguous: contract filings across the 29 full-coverage states rose 62.7% between 2020 and 2024, an annual rate near 13%, and not a single one of those states declined. Growth was led by Massachusetts (+132%), Pennsylvania (+115%), Connecticut (+113%), Indiana (+111%), and Nevada (+109%).

The timing matters. The increase was not a clean 2020 pandemic dip and rebound; most states barely moved in 2020–2021, then surged in 2021–2022 as eviction moratoria lifted and debt-collection dockets reopened. The steepest single-year jumps (Minnesota +115%, Georgia +66%) cluster on that 2021-to-2022 catch-up.

Where contract filings grew fastest, 2020–2024 (top 12 states)
Massachusetts+132%
Pennsylvania+115%
Connecticut+113%
Indiana+111%
Nevada+109%
Puerto Rico+95%
Minnesota+86%
Michigan+81%
Georgia+80%
Texas+80%
New Jersey+71%
Iowa+53%

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Ranking shifts in filings per 1,000 businesses, 2022 → 2024
2022 rank2024 rankMaryland #1#1 MarylandNew Jersey #5#2 New JerseyNevada #2#3 NevadaGeorgia #3#4 GeorgiaNebraska #4#5 NebraskaKentucky #6#6 KentuckyIndiana #8#7 IndianaAlabama #7#8 AlabamaArizona #12#9 ArizonaMissouri #9#10 MissouriRhode Island #10#11 Rhode IslandUtah #13#12 UtahMichigan #11#13 Michigan

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What's in the numbers

The composition

"Contract" filings are a broad court category. Debt collection, landlord/tenant, and foreclosure dominate. Worth keeping in mind before reading these as purely commercial disputes.

What is inside a "contract" court filing (approximate national composition)
Debt collection — 37%Landlord / tenant — 29%Foreclosure — 17%Other contract — 17%

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Shares reflect the NCSC national composition (approximate). The "Other contract" slice bundles buyer-plaintiff, employment, fraud, and other-contract cases, which the source does not split reliably by state.

Every bucket traces back to a document. Debt collection begins with a demand letter or a promissory note that wasn't honored. Landlord/tenant cases begin with a lease agreement and end with an eviction notice. Foreclosure is based on the deed securing the loan. And the "other contract" bucket is largely buyer-plaintiff and employment disputes. That ground is covered by bills of sale, employment contracts, and purchase agreements. DocsGenie drafts all of them, state by state.

Part II

Eight findings — one chart each

1

Maryland is a statistical outlier, not just rank #1

3,359 per 1,000 businesses against a mean of 893 and median of 705. That’s 3.5 standard deviations above the mean. This is structural, driven by how Maryland's District Court concentrates landlord/tenant and debt volume.

In Maryland, there’s a single statewide District Court in charge of landlord/tenant and small-debt cases. It has a streamlined process and it’s designed to be low-cost on purpose.

Landlords can file as soon as rent is late. Many landlords use this process to file every month a tenant is late which means a single unit can produce multiple filings in a year. Put another way, it’s often used as a rent collection tool as opposed to a true eviction tool. That said, Maryland does have the highest eviction filing rate in the country.

Every reporting state by contract filings per 1,000 businesses (2024)
05001,0001,5002,0002,5003,000median 742mean 893Maryland — 3,359 per 1k businessesNew Jersey — 1,936 per 1k businessesNevada — 1,922 per 1k businessesGeorgia — 1,750 per 1k businessesNebraska — 1,702 per 1k businessesKentucky — 1,571 per 1k businessesIndiana — 1,541 per 1k businessesAlabama — 1,508 per 1k businessesArizona — 1,407 per 1k businessesMissouri — 1,380 per 1k businessesRhode Island — 1,317 per 1k businessesUtah — 932 per 1k businessesMichigan — 897 per 1k businessesNorth Dakota — 804 per 1k businessesDistrict of Columbia — 774 per 1k businessesNew Mexico — 751 per 1k businessesDelaware — 742 per 1k businessesPennsylvania — 668 per 1k businessesTexas — 666 per 1k businessesWyoming — 654 per 1k businessesConnecticut — 550 per 1k businessesIowa — 466 per 1k businessesMassachusetts — 359 per 1k businessesWisconsin — 324 per 1k businessesAlaska — 314 per 1k businessesSouth Carolina — 299 per 1k businessesFlorida — 290 per 1k businessesPuerto Rico — 275 per 1k businessesNew Hampshire — 269 per 1k businessesIllinois — 254 per 1k businessesMaine — 220 per 1k businessesVermont — 191 per 1k businessesIdaho — 146 per 1k businessesMinnesota — 140 per 1k businessesMaryland — 4.8x the median

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2

Filing volume is concentrated

The top five states account for 48% of all filings analyzed (Maryland, New Jersey, Georgia each ~11%, Texas ~10%, Indiana ~6%). A few dockets carry most of the load.

Share of all contract filings analysed, top 5 states (2024)
Maryland11%
New Jersey11%
Georgia11%
Texas10%
Indiana6%

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3

The surge was 2022, not a 2020 COVID dip

Only 13 of 29 states dipped in 2020–2021 (+5.6% aggregate), then filings jumped 54% through 2024. A post-moratorium eviction and debt catch-up wave concentrated in 2021–2022.

Aggregate filings across the 29 full-coverage states. The jump between 2020 and 2022 is the post-moratorium surge.

Aggregate contract filings, 29 full-coverage states
20202,529,952
20223,223,390
20244,114,987

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4

Flat national growth hides opposite trajectories

The national average grew at nearly the same pace in both halves of the period, but that masks opposite trajectories. Arizona, North Dakota, and South Carolina barely moved in 2020–22, then surged; Minnesota, Maine, and Michigan did the reverse, easing back from a 2022 peak. Crucially, all six still filed more in 2024 than in 2020. What diverges is the pace of growth, not the five-year direction.

Annualized growth in each half of the period. A bar below zero means filings eased from a 2022 peak. Every one of these six states still recorded more filings in 2024 than in 2020.

Annualised growth in contract filings, 2020–22 vs 2022–24
-10%0%10%20%30%40%50%-7+32Arizona-7+27North Dakota-4+24South Carolina+34+1Michigan+32-8Maine+46-7Minnesota2020–22 annual growth2022–24 annual growth

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5

Litigation volume ≠ legal-market value

The correlation between a state's filing rate and its lawyer wages is essentially zero. High-filing states run 27–29 filings per lawyer. These are low-value, high-volume matters: assembly-line debt and eviction processing, as in Maryland, rather than commercial litigation.

Mean lawyer wage vs contract filings per 1,000 businesses
01,0002,0003,000$120k$160k$200k$240kAlabama - $139,470 lawyer wage / 1508 per 1kAlaska - $140,520 lawyer wage / 314 per 1kArizona - $161,480 lawyer wage / 1407 per 1kConnecticut - $188,990 lawyer wage / 550 per 1kDelaware - $196,880 lawyer wage / 742 per 1kDistrict of Columbia - $236,700 lawyer wage / 774 per 1kFlorida - $152,360 lawyer wage / 290 per 1kGeorgia - $185,830 lawyer wage / 1750 per 1kIdaho - $127,340 lawyer wage / 146 per 1kIllinois - $177,740 lawyer wage / 254 per 1kIndiana - $158,270 lawyer wage / 1541 per 1kIowa - $124,130 lawyer wage / 466 per 1kKentucky - $116,020 lawyer wage / 1571 per 1kMaine - $122,810 lawyer wage / 220 per 1kMaryland - $155,930 lawyer wage / 3359 per 1kMassachusetts - $218,340 lawyer wage / 359 per 1kMichigan - $148,340 lawyer wage / 897 per 1kMinnesota - $157,360 lawyer wage / 140 per 1kMissouri - $158,200 lawyer wage / 1380 per 1kNebraska - $127,010 lawyer wage / 1702 per 1kNew Hampshire - $170,110 lawyer wage / 269 per 1kNew Jersey - $186,430 lawyer wage / 1936 per 1kNew Mexico - $135,860 lawyer wage / 751 per 1kNorth Dakota - $122,430 lawyer wage / 804 per 1kPennsylvania - $155,050 lawyer wage / 668 per 1kRhode Island - $146,240 lawyer wage / 1317 per 1kSouth Carolina - $132,500 lawyer wage / 299 per 1kTexas - $162,840 lawyer wage / 666 per 1kUtah - $151,220 lawyer wage / 932 per 1kVermont - $161,990 lawyer wage / 191 per 1kWisconsin - $155,270 lawyer wage / 324 per 1kWyoming - $133,570 lawyer wage / 654 per 1kr = +0.00 - no relationshipx: mean lawyer wage / y: filings per 1,000 businesses

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6

An ADR desert

In 19 of 34 reporting states, so few people work as arbitrators or mediators that the BLS won't publish a wage figure for them. A withheld number means very few, not zero, even as contract filings climb about 13% a year.

States with no publishable arbitrator or mediator employment
no publishable mediator data (19)has datano report
AKMEVTNHWAIDMTNDMNWIILMINYMAORNVWYSDIAINOHPANJCTRICAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

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7

More businesses does not mean more disputes

The correlation between business-formation growth and filing growth is -0.11. Essentially none. Delaware's +92% formation boom is an LLC/shell-company artifact, not organic activity, so a 'formation drives disputes' story does not hold.

Business-formation growth vs contract-filing growth by state, 2020–2024
+0%+50%+100%+150%+200%+250%+0%+25%+50%+75%+100%Alabama: formation +11%, filings +45%Alaska: formation +13%, filings +31%Arizona: formation +35%, filings +51%Connecticut: formation +26%, filings +113%Delaware: formation +92%, filings +3%District of Columbia: formation -3%, filings +87%Florida: formation +27%, filings +38%Georgia: formation -10%, filings +80%Idaho: formation +40%, filings +267%Indiana: formation +31%, filings +111%Iowa: formation +33%, filings +53%Kentucky: formation +45%, filings +47%Maine: formation +33%, filings +50%Maryland: formation -2%, filings +35%Massachusetts: formation +22%, filings +132%Michigan: formation +3%, filings +81%Minnesota: formation +27%, filings +86%Missouri: formation +21%, filings +49%Nebraska: formation +29%, filings +22%Nevada: formation +21%, filings +109%New Hampshire: formation +40%, filings +45%New Jersey: formation +14%, filings +71%North Dakota: formation +27%, filings +39%Pennsylvania: formation +16%, filings +115%Rhode Island: formation +25%, filings +26%South Carolina: formation +22%, filings +39%Texas: formation +27%, filings +80%Utah: formation +34%, filings +40%Vermont: formation +29%, filings +12%Wisconsin: formation +18%, filings +20%Delaware: +92% formations, flat filingsr = -0.11 · no relationshipx: business-formation growth · y: contract-filing growth (2020-2024), n=30

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The paperwork behind a real formation: LLC operating agreements and partnership agreements.

8

Lawyer pay gaps are widest in rural states

The P90/P10 pay ratio is widest in Iowa (4.4×), Idaho (3.7×), and Kentucky (3.6×), and narrowest in Alaska (2.3×) and North Dakota (2.5×).

Lawyer pay ratio (90th vs 10th percentile) by state
Iowa4.4×
Idaho3.7×
Kentucky3.6×
Alabama3.5×
Rhode Island2.8×
North Dakota2.5×
Alaska2.3×

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The cost

What a dispute is worth

What a contract dispute is worth is largely a function of legal labor, and that cost varies widely by state. Average lawyer pay runs from about $109,000 in Montana to $254,000 in California, with a median state near $152,000. Any dollar-per-dispute figure combines these citable wage rates with an assumption about hours. That hours figure is a model we own and label as such, not a government statistic.

The takeaway is less about geography than case type. Legal pay varies about 2.3x from the cheapest state to the priciest, but it does not track where disputes are filed. The busiest states are not the highest-wage ones. Because debt-collection and eviction cases dominate these dockets, and many resolve by default with little contested attorney time, the biggest driver of what a dispute actually costs is not the hourly rate. It is whether the case is fought at all.

Highest average lawyer wage: California ($254,170). Lowest: Montana ($109,190).

Methodology & sources

Numerator: incoming contract case filings from the NCSC Court Statistics Project, 2020–2024. Denominator: business establishments from Census SUSB (2022, the latest vintage, a roughly two-year lag). Population from Census 2024 estimates; wages from BLS OEWS, May 2024; business formations from Census BFS.

Because no 2024 SUSB exists, both normalized cross-sections share the 2022 business base, and the per-capita view (2024 filings ÷ 2024 population) serves as a lag-free corroborator. New York is mapped from its own court data to the NCSC definition. Under that definition, contract filings include debt collection, landlord/tenant, and foreclosure cases alongside commercial disputes; every aggregate is scoped to reporting states and is not a U.S. national total. Claims are descriptive, not causal.

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Free to republish, including the charts and the dataset, with attribution and a link to this page. Every chart above has a PNG download beneath it; email us for any chart as SVG. Need a custom cut, a state-specific chart, or a quote? [email protected]

Suggested citation: DocsGenie Research, "Contract Disputes by State" (2026), docsgenie.net/research/contract-disputes. Free to republish charts and data with a link to the source.
DocsGenie Research · Last updated July 2026 · Sources: NCSC Court Statistics Project, U.S. Census (SUSB & Population), BLS OEWS · [email protected]